Life event
Having a baby
Review who depends on your income, health coverage coordination, existing life coverage and beneficiary designations.
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Life event guides · Ron Marchiani, Farmers agent
When life changes, review what changed.
Practical insurance questions for family, home, work and retirement transitions.
Life event
Buying a home
Check the effective date, rebuild assumptions, roof details, deductible, liability and any lender requirements before closing.
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Getting married
Review household vehicles, garaging addresses, property, beneficiaries, life needs and whether combining policies changes terms.
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Life event
Becoming self-employed
Separate personal and business exposures. Ask about equipment, liability, business use of vehicles, employees and home-business limits.
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Life event
Caring for parents
Discuss household responsibilities, property ownership, access to policy documents, beneficiaries and who is authorized to speak with an insurer.
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Life event
Approaching retirement
Review changes in driving, income, household, property and long-term goals; compare current coverage with the new situation.
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